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What First-Time Homebuyers Need to Know

Mark Brace

#1 Real Estate Team in Grand Rapids (source: Wall Street Journal -Realtrends 2019)! Born & raised in Forest Hills, my passion for Grand Rapids sta...

#1 Real Estate Team in Grand Rapids (source: Wall Street Journal -Realtrends 2019)! Born & raised in Forest Hills, my passion for Grand Rapids sta...

Feb 22 3 minutes read

If you’re buying a home for the first time, I have a few tips to help you through this very exciting process.

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It’s very exciting to be a first-time homebuyer! Today, I have some advice you should know if you are about to start the process of purchasing your first home.

First of all, hire a buyer’s agent. A buyer’s agent will take the time to sit down with you, go through a home-buying consultation, explain the entire process and all of the key players involved. They’ll tell you about the lender, title agent, seller's agent, home inspector, appraiser, closing agent, and how everything works. This consultation is an important step, as your buyer's agent will give you the proper expectations for your home-buying process!

When you find a buyer’s agent you’re comfortable with, you make commitments to each other. The agent commits their time and energy to protect you throughout the process. The agent will pre-inspect homes to give you an idea of the condition of the property before the inspector gets there and they will give you the proper questions to ask on top of things to lookout for. They’ll also discuss different financing options you may have.

For example, if you’re buying in a rural development, you may qualify for no money down. You may qualify for Michigan down payment assistance, which gets you $7,500 towards the down payment. Certain areas in western Michigan have state funding as well. A buyer’s agent will help you navigate all of your financing options and give you some guidance on where to live.

Finally, your agent will help you separate what you want in a property from what you need in a property. They will also navigate and guide you through any hurdles that may arise. Ultimately, your agent will put you in a new place that you call home.

We love working with first-time homebuyers. If you have any questions, please don’t hesitate to reach out to us. We would be happy to help you!

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